$0 Fraud Liability protection on charges you did not authorize. This account also offers a $10 anniversary bonus if you make monthly deposits of $10 or more (you can miss 2 out of the 12 months and still receive the bonus), and a $100 3-year anniversary bonus, you just need to maintain a balance … Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision. Unlike other purchases on your account if you carry a balance, the Round Up amount portion of your balance, will not be subject to interest charges. After that (and for balance transfers that do not post within 45 days of account opening), 14.99%, 19.99% or 24.99%, based on your creditworthiness. Upromise Round Up lets you round up your purchases to the nearest dollar, based on the threshold you set (from $1 to $500). © 2019 Barclays Bank Delaware, PO Box 8801, Wilmington, DE 19801, Member FDIC. when your Upromise Program account is directly linked to an eligible 529 College Savings Plan you’ll receive a 15% bonus on your total cash back, including Upromise Round Up Amounts. Receive free 2-day shipping and free return shipping on eligible purchases with your complimentary ShopRunner membership. Hidden deep within Upromise’s website are the instructions for requesting a check for the balance of your rebate to be sent to you within 12 weeks. You can use your Upromise Mastercard at any of the millions of locations around the world that accept Mastercard. BALANCE TRANSFER OFFER 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. Some of your account information can stay in your browser's memory until the browser is closed. For example, if your Round Up Amount is $50, we will post $50 as a purchase to your account and convert the $50 to cash back. Investing involves risk including the risk of loss of principal. Cash advance fee: 5% (min. The Upromise Mastercard is issued by Barclays Bank Delaware (Barclays) pursuant to a license from Mastercard International Incorporated. 14.99%, 19.99% or 24.99% variable based on your creditworthiness. Your minimum transfer requirement is displayed on the Transfers page of your Upromise account. When a purchase is not a whole dollar amount, it will be rounded up to the nearest whole dollar up to your threshold. The SSGA Upromise 529 Plan account balance maximum is $500,000. Account Owners assume all investment risks as well as responsibility for any federal and state tax consequences. To withdraw company contributions from your Upromise account, submit a letter in writing to Upromise requesting a withdrawal from your Upromise account. Where can I use my Upromise® Mastercard® to earn cash back? For example, if you make a purchase in the amount of $3.10, your round up amount will be $0.90. Once this is done, any cashback you earn will automatically be deposited to your linked savings or 529 plan. To participate in Upromise Round Up, you'll need to log in to your account, visit the account summary page or the Rewards & Benefits center and set your threshold, up to $500. Ascensus Broker Dealer Services, LLC. Receive a 15% cash back bonus To change your delivery preferences to electronic, log in to your account, select "Profile & Documents" and then "Delivery Preferences.". Once complete, click . FOR PUBLIC USE See Terms and Conditions for a complete listing of rates and fees. Earn $100 cash back after spending $500 on purchases in the first 90 days. Firstly, open a new UPromise College GoalSaver Savings account; To earn Loyalty $100 Bonus: Maintain at least $0.01 up until the day before the 3rd anniversary date; A $5,000 balance must be reached by and remain in the account on the 3rd anniversary date; Upromise GoalSaver Account must be in an open status at the time of bonus posting. Use your Upromise Mastercard and earn 1.25% cash back on all purchases. COVID-19 may negatively impact paper mail delivery. The letter must state your full name and exact amount that you would like to withdraw, up to total amount available in your account, pending contributions are not eligible for withdrawal. No, it is not different. Box 55578 Boston, MA 02205-5578 By Phone: 1-800-587-7305 Standard & Poor’s®, S&P® and SPDR® are registered trademarks of Standard & Poor’s Financial Services LLC (S&P); Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones); and these trademarks have been licensed for use by S&P Dow Jones Indices LLC (SPDJI) and sublicensed for certain purposes by State Street Corporation. Upromise Round Up rounds up purchases made by you and/or any authorized user of the account. This offer may be cancelled at any time without notice. No foreign transactions fees on international purchases. Log in to an enrollment already in progress, Plan Description and Participation Agreement. If you carry a balance on your credit card, the interest on the credit card will likely exceed the amount of rewards you earn. The total number of cents from purchases that are rounded up to the next whole dollar amount will be posted as a purchase to your Account and converted to cash back ("Round Up Amount ") on the end of the day before your billing cycle ends, subject to your Upromise Program account remaining in good standing and not otherwise suspended or terminated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. ETFs trade like stocks, fluctuate in market value and may trade at prices above or below the ETFs’ net asset value. If you do not wish to participate in Upromise Round Up, you should leave your threshold set to the default amount, which is $0. The statements and opinions expressed are subject to change at any time, based on market and other conditions. For more information about the SSGA Upromise 529 Plan (“the Plan”) download the Plan Description and Participation Agreement or request one by calling 1-800-587-7305. If you do not wish to participate in Upromise Round Up, you can change your threshold amount, at any time, to the default of $0. Click on the button. Receive 10% Upromise Match: You can do this by going to the Profile page in your Upromise Account. Once the period passes, your APR reverts to variable 14.99%, 19.99% or 24.99%. Foreign transaction fee: 0%. Step 2: From the Profile page, click “Add New Accounts… Investment objectives, risks, charges, expenses, and other important information are included in the Plan Description; read and consider it carefully before investing. Upromise Round Up rounds up purchases made by you, and/or any authorized user, of the Account as follows: when a purchase is not a whole dollar amount, it will be rounded up to the nearest whole dollar amount up to your threshold. 0% Introductory APR for 15 months on balance transfers made within 45 days of account opening. You will receive a one-time $100.00 cash back bonus after you spend $500 in purchases, less credits, returns and adjustments, within the first 90 days of account open date. How do I participate in Upromise Round Up? Upromise Round Up lets you round up your purchases to the nearest dollar, based on the threshold you set (from $1 to $500). You'll earn 1.25% cash back on all purchases, less credits, returns and adjustments. This offer is available through this advertisement and may not be accessible elsewhere. The total number of cents from purchases that are rounded up to the next whole dollar amount will be posted as a purchase to your Account and converted to cash back ("Round Up Amount") on the end of the day before your billing cycle ends, subject to your Upromise Program account remaining in good standing and not otherwise suspended or terminated. 1 Cardmembers will earn 1.25% cash back for every $1 spent on purchases, less credits, returns and adjustments ("Net Purchases").. 2 When your Upromise Program account is linked to an eligible 529 College Savings Plan prior to the end of your billing cycle, you’ll receive a 15% bonus on your total cash-back rewards earned with your Upromise Mastercard, including any Round Up Amounts. 3. Except to the extent of FDIC insurance available for the Savings Portfolio, you could lose all or a portion of your money by investing in the Plan, depending on market conditions. Participation in Upromise Round Up is optional. Update 05/04/18: Looks like the original details were correct. For example, if your Round Up Amount is $50, we will post $50 as a purchase to your Account and convert the $50 to cash back. ShopRunner: Additional terms and conditions apply. Log in to your account; Download forms and literature; Contact the SSGA Upromise 529 Plan Brokerage commissions and ETF expenses will reduce returns. © 2021 State Street Corporation. Then select the from the drop-down menu and enter the account details for the requested fields. The variable APR for cash advances is 25.24%. How to Earn Money with Upromise. Enjoy an interest-free period for the 15 billing cycles for balance transfers made within 45 days of account opening. Earned Rewards – rewards that are currently available to be transferred into linked 529 College Savings Plan … Except for the Savings Portfolio, investments in the Plan are not insured by the FDIC. Upromise Round Up rounds up your purchases to the nearest dollar so you can get more cash back. Round Up amounts also earn 1.25% cash back. Congrats! Either $5 or 3% of the amount of each transfer, whichever is greater. Get free 2-day shipping and free return shipping on eligible purchases with your complimentary ShopRunner membership.7. When your Upromise Program account is linked to an eligible 529 College Savings Plan prior to the end of your billing cycle, with the Upromise Mastercard you'll receive a 15% bonus on your total cash back, including Round Up Amounts. means you're not responsible for charges you did not authorize. The card will switch over to the following benefits on 05/25/18: 1.25% cash back on all purchases 15% redemptino bonus when you automatically redeem your cash back into a 529 account Can also enroll your card in Round Ups (rounds up your purchase to the nearest […] Free online access to your FICO® Credit Score, lets you keep an eye on your credit score and get email alerts when we learn that your score has changed.6. Additionally, if you link your Upromise Program account to an eligible 529 College Savings Plan prior to the end of your billing cycle, you'll receive a 15% bonus on your total cash back, including Round Up Amounts. 1 $5). 0% introductory APR for 15 months for each balance transfer made within 45 days of account opening. The minimum monthly interest charge will be $0.50. This introductory APR offer does not apply to purchases and cash advances. The bonus will be shown separately on your billing statement and will be automatically transferred to your Upromise Program account along with all other cash back after the close of the billing cycle in which it was earned. Earn more with Upromise Round Up. The SSGA Upromise 529 Plan makes it easy to maintain your account, offering virtual 24/7 online account access, downloadable forms, and client service representatives ready to help you. For example, if you earn $10.00 in cash back, you'll receive a total of $11.50 in cash back on your billing statement (15% of $10.00 equals $1.50). The information provided does not constitute investment advice and it should not be relied on as such. Upromise is a free rewards program designed to help you save for higher education expenses. Step 1: After logging into your Upromise account, click the Profile link from the account pull-down at the top right of the page. Sign up for a Upromise account. The updated card, known as the Upromise World Mastercard, will give cardholders 1.25 percent back on every purchase, plus a 15 percent bonus after linking their Upromise program account to an eligible 529 College Savings Plan. The total Round Up Amount is considered a purchase and also earns 1.25% cash back. For purchases, and new and outstanding balance transfers after the introductory period, the variable APR is 14.99%, 19.99% or 24.99% depending upon our review of your application and your credit history at account opening. Please Note: Before you invest, consider whether your or the beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state’s qualified tuition program. In order to participate in Upromise Round Up you must set your threshold to any dollar amount from $1 to $500. You can view the status of your linked accounts from the Profile; Have an Earned Rewards balance in your account equal to or greater than your minimum transfer requirement. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). IMPORTANT RISK INFORMATION Investment returns will vary depending upon the performance of the Portfolios you choose. To continue accessing and managing your account, please update your browser. Receive a 15% bonus on your total cash back when you link your Upromise Program account to an eligible 529 College Savings Plan 0% introductory APR for 15 months on balance transfers made within 45 days of account opening (3% balance transfer fee applies) For additional information, please refer to the Guide To Benefits that will be provided with the credit card. Offer subject to credit approval. Password Earn cashback shopping online. If your Upromise Program account is linked to an eligible 529 College Savings Plan, with your Upromise Mastercard, you'll receive a 15% bonus on your total cash back, including Round Up Amounts. To view your FICO® Score, your account with us must be open, active (having activity within the past 150 days) and in Good Standing. There are several steps participants can take to maximize their earnings with Upromise: Link an eligible 529 college savings plan account to your Upromise account. TheThere are several different ways to view your rewards balance with Upromise. $10). FICO® Credit Score Access: FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please enter the email address associated with your Upromise account below. You should also consult your financial, tax, or other advisor to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. State Street Global Advisors (SSGA) serves as Investment Manager for the Plan except for the Savings Portfolio, which is managed by Sallie Mae Bank, and also provides or arranges for certain marketing services for the Plan. (“ABD”) is distributor of the Plan. Is the cash back from Upromise Round Up different than the other cash back that I earn on my Upromise Mastercard? After that (and for balance transfers that do not post within 45 days of account opening), 14.99%, 19.99% or 24.99%, based on your creditworthiness. One of the biggest improvements to the program is that members can now link any … All rights reserved. Use your Upromise Mastercard and earn 1.25% cash back on all purchases. See Terms and Conditions for updated and more information about the terms of this offer, including the “About the Variable APRs on Your Account” section for the current Prime Rate information. Not all accounts will have a FICO® Score available. You'll receive the 15% bonus at the close of each billing cycle. For example, if you make a purchase in the amount of $3.10, your round up amount will be $0.90 because the next whole dollar amount is $4.00. In order to participate in Upromise Round Up you must set your threshold to any dollar amount from $1 to $500. Open all the SSGA Upromise 529 communications in a timely manner. Cardmembers will earn 1.25% cash back for every for every $1 spent on purchases, less credits, returns and adjustments ("Net Purchases"). Member FINRA and SIPC. You can ask for an automatic transfer to a bank account, or you can link your credit card account to a 529 … may not be properly tracked to earn cash back. There is a fee for balance transfers. All Rights Reserved. Linking a Sallie Mae student loan to your Upromise account will again automatically transfer Upromise savings of over $10 to these loans to help pay down the balance. Last night I logged in and discovered that I have a balance of a little over $110. Link your 529 College Savings Plan account or checking/savings account to your Upromise account. Purchases - 14.99%, 19.99% or 24.99% variable based on your creditworthiness. Because the Upromise Mastercard is aimed at consumers who want to convert their cash back to college savings, there aren’t a lot of options. The SSGA Upromise 529 Plan makes it easy to maintain your account, offering virtual 24/7 online account access, downloadable forms, and client service representatives ready to help you. Balance transfers - 0% introductory APR for 15 months for each balance transfer made within 45 days of account opening. State Street Corporation’s financial products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates and third party licensors and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability in relation thereto, including for any errors, omissions, or interruptions of any index. (ABD) serves as the Program Manager. Be sure to mark on your calendar a few weeks before your third anniversary to transfer the funds over and get this easy bonus. FICO® Score access is not a permanent feature of your account and may be removed at any time. ABD has overall responsibility for the day-to-day operations, including distribution of the Plan and provision of certain marketing services. 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Mastercard is a registered trademark, and other details, please update your browser 's until... Account and may trade at prices above or below the etfs ’ net asset value considered when making an decision! A variable APR will apply, 14.99 %, 19.99 % or 24.99 % variable based on market other... Solicitation to buy or an offer to sell a security update 05/04/18: Looks the! Rates and fees of the Plan are not insured by the FDIC protection! The Portfolios you choose this program you and/or any authorized user of the Plan are not insured by FDIC! To Upromise requesting a withdrawal from your Upromise account below variable APR apply... Factors to be considered a solicitation to buy or an offer to sell a security drop-down menu and the... Box 8801, Wilmington, DE 19801, Member FDIC information provided not! On your creditworthiness be one of many appropriately weighted factors to be a! Mastercard at any of the amount of each transfer, whichever is greater purchases with your Upromise account below transfer! Apr for 15 months for each balance transfer - Either $ 5 or %! Names and logos are service marks of Upromise, the Upromise logo, and other Upromise names and are... First 90 days is valid for eligible card members: FICO® is a registered trademark Fair. Email: clientservice @ ssga.upromise529.com by Mail: SSGA Upromise 529 P.O, fluctuate in market value and trade... Calendar a few weeks before your third anniversary to transfer the funds over and get this easy bonus offer of! Will be $ 0.90 your Upromise account ’ net asset value monthly interest charge will rounded. Log in to an eligible 529 College Savings Plan: SSGA Upromise 529 P.O including Round different... Is valid for eligible card members particular investment objectives, strategies, status... Market based on the < Add New Accounts > button, please update browser... Plan Description and Participation Agreement address of record pricing and other details, please see the About this section!